Kids play outside. Wet, but fun. Kids play inside. It’s wet outside. Water creeps toward my home. Could it be– a flood? Where will all this water go? How can I stop it? Water knocks at the door and comes in without an invitation. I am now facing something I thought I would never have to deal with—a flood.

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Hi, my name is Todd. If you decide to use me for your insurance needs, I will work for you to find the most competitive rates. I want your business long-term. So, I find the companies and policies that will fit your specific needs. If I am not able to do that, I will be honest enough to tell you. When I do recommend something that you have not thought about before, I will educate you, so that you can make the final decision yourself. Because at the end of the day–I work for you.

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